New Furnace and Air Conditioner Cost Estimates for U.S. Homes 2026

Typical buyers pay between $4,500 and $12,500 to install a new furnace and air conditioner together; the combined cost depends on system size, efficiency, ductwork condition, and local labor rates. This article breaks down new furnace air conditioner cost ranges, per-unit pricing, and the largest factors that change quotes.

Item Low Average High Notes
Complete Furnace + AC Install $4,500 $8,500 $12,500 Assumptions: 2,000 sq ft home, standard ducts, suburban labor.
Furnace Only (installed) $1,800 $3,800 $7,000 Per unit: depends on BTU and AFUE.
AC Condenser + Coil (installed) $2,200 $4,700 $8,500 Per ton: see per-ton ranges below.
New Ductwork $1,000 $3,500 $8,000 Linear ft pricing varies by access.

What Homeowners Commonly Pay For A New Furnace And AC

Combined installations for an average 1,800–2,400 sq ft U.S. home typically range $4,500-$12,500 with $8,500 as a median. Average split: furnace $1,800-$3,800; AC $2,200-$4,700 (installed).

Assumptions: standard 2.5-ton AC for 1,800 sq ft, 80,000–100,000 BTU furnace, mid-efficiency models, normal attic/crawl access, suburban labor.

Line-Item Quote Breakdown: Materials, Labor, Equipment, Permits

Cost Component Low Average High
Materials (units, coils, controls) $1,800 $4,200 $8,000
Labor (installation crew) $1,200 $2,800 $5,000
Equipment (crane, lift rental) $0 $150 $800
Permits & Inspections $50 $300 $1,000
Delivery/Disposal $100 $350 $900

Typical contractor quote is Materials + Labor + Equipment + Permits + Disposal = total installed price.

How System Size And Efficiency Change The Final Quote

System capacity and SEER/AFUE ratings drive large price steps. Examples: upgrading from 2.5-ton to 3.5-ton AC adds roughly $800-$2,200; moving from 14 SEER to 18 SEER adds $1,000-$2,500.

Other numeric drivers: furnace BTU — 60,000 BTU units are often $1,800-$2,500; 120,000 BTU commercial-style furnaces can be $4,000-$7,000. Duct replacement over 200 linear ft typically adds $2,000-$6,000.

Practical Ways To Cut New Furnace And AC Price Without Compromising Safety

Control scope: replace only the minimal components, delay high-efficiency upgrades, and schedule in off-peak seasons. Simple actions can shave $500-$2,000 from a combined quote.

Other cost-saving steps: prepare access (clear attic/garage), bundle furnace+AC with one contractor for a single mobilization fee, and accept manufacturer-standard warranty instead of extended plans when budgets are tight.

Regional Price Differences Across U.S. Markets

Prices vary by region: Northeast and West Coast typically 10%-25% higher than Midwest; rural areas may add travel/minimum charges of $150-$450. Expect Midwest baseline; add 10%-25% in high-cost urban markets.

Region Typical Adjustment Reason
Midwest Baseline Moderate labor and materials
Northeast +10% to +20% Higher labor, permits
West Coast +15% to +25% Higher overhead and regulations
Rural ±0% with travel fees Contractor minimums, travel

Three Real-World Quote Examples With Specs And Costs

Example A — Smaller home, budget units: 1,400 sq ft, 2.0-ton AC, 80,000 BTU furnace, basic ducts: Materials $2,000; Labor $1,200; Total $4,500.

Example B — Average suburban install: 1,900 sq ft, 2.5-ton 16 SEER, 95,000 BTU 95% AFUE furnace, minor duct sealing: Materials $4,400; Labor $2,200; Total $8,000.

Example C — High-end upgrade: 2,400 sq ft, 3.5-ton 18 SEER, 120,000 BTU 98% modulating furnace, new ducts: Materials $8,000; Labor $4,000; Total $12,500.

Common Add-Ons, Delays, And Fees That Inflate A Quote

Frequent extras include emergency service/rush install fees ($150-$600), refrigerant line set replacement per linear ft ($4-$12 per ft), and code-required gas line upgrades ($500-$2,000). Allow a contingency of 5%-15% for unexpected repairs or access problems.

Scheduling delays during seasonal peaks can also increase labor markup by 10%-20% if contractors are fully booked.